Aug 30, 2019 Features of good personal budget software. The best personal budget software for Mac is easier to pin down when you know exactly what you’re looking for. Not all apps are the same — they vary by function and pricing. Generally speaking, there are a few key features you want to see in your budget software for Mac. Home Budget Pro for Mac Free to try Ridgeview Software Mac OS X 10.4 Intel/PPC, Mac OS X 10.5 Intel/PPC, Mac OS X 10.6/10.7/10.8/10.9 Version 2.6.7 Full Specs Download Now Secure Download. Budget for Mac. Budget for Mac. Graphical interface is practical and efficient. IPad and iPhone apps are both very good, especially the iPad app. Priced right, free updates, helpful forum.
BestMac DesktopiMore2020
The Mac lineup isn't all about MacBooks. There are also excellent desktop models! Our favorite desktop solution for 2020 is the iMac 5K, which is packed full of terrific features at a reasonable price. There are other desktop Macs worth considering depending on your needs.
Best Overall: iMac 5K
Featuring an aluminum and glass enclosure with a five millimeter-thin profile, the iMac 5K ships with a matching Magic Keyboard and Magic Mouse 2. For 5K, Apple offers an excellent lineup of three 27-inch iMac versions, starting with the entry-level model that includes a 3.0GHz 6-core 8th-generation Intel Core i5 processor with a Turbo Boost up to 4.1GHz, 8GB 2666MHz DDR4 memory, Radeon Pro 570X with 4GB of GDDR5 memory, and 1TB Fusion Drive storage.
For more money, you can increase your RAM, processor, and storage.
The latest 5K iMac was released in March 2019 and at least doubles the performance over the previous models. As part of the upgrade, the all-in-one computer also delivers up to 50 percent faster graphics performance, which is perfect for pros with graphics-intensive workloads.
Pros:
- Beautiful Retina 5K 5120-by-2880 P3 display
- Three base choices
Cons:
- Price can rise quickly with add-ons
- 8GB of memory might not be enough
- Apple could release an upgrade as early as spring 2020
Best Overall
iMac 5K
Look at that display!
Forget 4K, when you can have 5K. Great internals and a robust display in one package.
Source: iMore
The iMac 4K is only available with a 21.5-inch display, which is something to consider before making a purchase. The least expensive model offers a 3.6GHz quad-core 8th-generation Intel Core i3 processor with 8GB 2400MHz DDR4 memory, configurable up to 32GB, 1TB hard drive, and Radeon Pro 555X with 2GB of GDDR5 memory. The more expensive version includes a 3.0GHz 6-core 8th-generation Intel Core i5 processor and other extras.
Like other Macs, the iMac 4K ships with macOS Catalina, which includes an all-new Music app alongside apps for Apple TV and Podcasts. The update is also the first to include Mac Catalyst, which allows developers to move iPad apps to Mac with ease. Best free photogrammetry software mac.
When looking at the 21.5-inch iMac lineup, avoid the least expensive model. It's the one without 4K. Like the 5K iMac, the iMac 4K was last updated in March 2019, which means a hardware update could arrive soon.
Pros:
- Less money than 5K versions
- Two main choices for 4K
Cons:
- Avoid the least expensive 21.5-inch option
- Can't buy 4K 27-inch iMac
Best Entry Level
iMac 4K
Budget choice
You get Apple's impressive 4K Retina display on this iMac model. Inside you'll find less expensive parts than the 5K option.
Source: iMore
The latest Mac mini arrived in March 2020, two years after the previous version. The least expensive model offers a 3.6GHz quad-core 8th-generation Intel Core i3 processor, 8GB 2666MHz DDR4 memory, Intel UHD Graphics 630, and 256GB PCIe-based SSD storage.
If you're looking at a Mac mini, you are already aware that you need to add a monitor, keyboard, and mouse. In that situation, we recommend upgrading the memory from the minimum. Ideally, you should start with the more expensive version, if only because you'll get more storage too.
Pros:
- Least expensive solution
- Works great with all types of monitors
Cons:
- Remember, no monitor or accessories
- Can get expensive quickly
Best for Hobbylists
Mac mini
Look, no monitor!
Mac minis are a great solution if you already have a terrific monitor and other accessories. Otherwise, stick with iMac.
Source: iMore
First introduced in late 2017, the iMac Pro includes an 8-, 10-, 14-, or 18-core Intel Xeon processor, 27-inch (diagonal) Retina 5K display, AMD Vega graphics, up to 256GB ECC memory, and 10 Gigabit Ethernet. In other words, this is one powerful machine!
Geared towards highly professional creatives, the iMac Pro can easily cost you five figures, depending on your configuration. Only buy this model if you need the expanded resources, like the color black, and a no-brainer, have a budget to support the purchase.
The biggest issues facing would-be iMac Pro buyers is two-fold. First, the product hasn't been updated in three years, which makes a refresh likely. Second, with the Mac Pro (see below) now on the market, the choice isn't nearly as simple anymre.
Pros:
- Lots of customization
- Memory up to 256GB
- Only iMac that comes in black
Cons:
- Extremely pricey
- Not for most buyers
- Hasn't been updated since 2017
Best for Most Pros
iMac Pro
The one for massive projects
Get your boss to buy you this one -- or get it yourself if you're the boss!
Source: iMore
No doubt, the Mac Pro (2019) is the best professional-graded computer Apple has ever created. Made in the United States, the Mac Pro has been designed for maximum performance, expansion, and configurability. It features Xeon processors, an Earth-shattering high-performance memory system, eight PCIe expansion slots, and graphics architecture that supports what Apple calls the world's most powerful graphics card. There's also the all-new Apple Afterburner accelerator card that lets you playback as many as three streams of 8K ProRes RAW video simultaneously.
On the downside, no doubt, is the price and the unproven aspect of the machine. The 2nd generation cylindrical Mac Pro (2013) was largely forgotten by Apple soon after its arrival. Will the new model go down the same path? Only time will tell.
Pros:
- Workstation-class Xeon processors up to 28 cores
- High-performance memory system with a massive 1.5TB capacity
- Apple Afterburner accelerator card
Cons:
- Recommended Pro Display XDR monitor adds to the price
- Overkill for most folks
- Unproven since it's so new
Most Niche
Mac Pro
It's a Pro Mac!
Get this Mac if you want everything and have the resources to build the best machine to suit your needs. Otherwise, stick with iMac as your desktop app.
Bottom line
For 2020, we recommend the iMac 5K as our favorite Mac desktop. The model includes lots of great features for everyone in your household and most professional buyers. The entry-level model includes a 3.0GHz 6-core 8th-generation Intel Core i5 processor with a Turbo Boost up to 4.1GHz, 8GB 2666MHz DDR4 memory, Radeon Pro 570X with 4GB of GDDR5 memory, and 1TB Fusion Drive storage. If you can, upgrade the memory to the maximum of 32GB and enjoy it!
Credits — The team that worked on this guide
Bryan M. Wolfe is a dad who loves technology, especially anything new from Apple. Penn State (go Nittany Lions) graduate here, also a huge fan of the New England Patriots. Thanks for reading. @bryanmwolfe
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Buyers GuideGet the most out of your iMac with these nifty accessories
Your all-in-one iMac is a feat of engineering, but unless you accessorize it properly, it’s just a big TV on your desk. You’ll need a kick-ass mouse, a great keyboard, some sweet speakers, and more.
Budgeting is a discipline that’s not often met with excitement. Many assume that budgeting is something reserved for companies or, say, freelance workers. However, personal budget software is just as important as corporate one — it’s a fundamental understanding of where money is coming and going.
You may consider it to be boring, tiring, time-consuming, or difficult, but managing your finances well can help you achieve goals and stave off the stress of a rainy day. Thankfully, there are tools and apps on Mac which can help you get on top of budgeting, no matter how experienced you are.
Why Should I Use Budget Tracking Software?
If you haven’t done a budget before, you should start now. You never know when you might need a particular sum of money to solve an issue, meet a goal, or take advantage of a sudden opportunity.
Budget programs help you reduce the stress and uncertainty that comes with not knowing where you stand financially. If you don’t have a home budget software, you might be tracking towards a situation where you run out of money, without even knowing it. If you do have a budget, then you’ll have a documented plan of action to improve your situation.
Good Budget App For Mac Pro
Importantly, you don’t need any qualifications to do a budget, nor do you need to be good with numbers. Take advantage of the best budget software for Mac to help you take control of your finances without the hassle. Budgeting tools come in many shapes and sizes, so selecting the right one for you depends on personal preference and previous experience with managing money.
Handy tips for budgeting tools
If you’re ready to start your budget, it’s best to consider a strategic approach to ensure maximum utility. Too often, budgets sit collecting dust after being created, and sometimes the act of creating a budget could feel like enough to satisfy financial concerns — it’s not. Here are some tips for making the most out of your budget.
First of all, definitely use an app to help you manage a budget. App developers invest a lot of time and money into figuring out how their software can make your life easier and better, so rather than trying to understand all the nuances for yourself, let a dedicated app do it for you. There’s even some free budget software around, so you have very few excuses not to try!
If you run a business (or freelance on a side), a little bit of work each week means end of year taxes are a breeze. It’s not about doing a marathon of work in a few days, but making a habit to consistently do a little bit here and there. Try aiming for 10 minutes every few days. The best tax preparation software will also have reminders and notifications to help you achieve this goal.
It might sound contradictory, but budgeting isn’t always about getting the numbers 100% accurate. When it comes to tax preparation software — sure. But budgeting is mostly about understanding where your money is being spent and then using that information to make more informed decisions going forward. Therefore, make sure you categorize your transactions so that it’s easier to spot those minutiae differences and trends. The best finance apps should do this for you automatically.
In summary, you want to ensure you take advantage of the online budgeting tools available to you, aim to update your records frequently, and focus on categorization over accuracy.
Best Free Budget App Iphone
Features of good personal budget software
The best personal budget software for Mac is easier to pin down when you know exactly what you’re looking for. Not all apps are the same — they vary by function and pricing. Generally speaking, there are a few key features you want to see in your budget software for Mac:
It should be simple and easy to add new records or transactions
Importing bank and credit card statements should be possible
Automatically synchronizing statements will take the edge off your manual inputting
Useful dashboards or visuals will help you understand your situation at a glance
You should be able to categorize your transactions into groups
Out of those five key points, the ability to import is often the most essential. Importing saves you the hassle of adding each transaction into the money management software line-by-line, which adds up to a lot of time. It’s hard enough already to schedule frequent updates to your budget, so if you can remove the largest friction point of manual entry, then you’re in a good place.
The best budget software for Mac comparison
When it comes to programs to help budget money, there are countless options. It’s easy to get lost diving deep into each budget software review, but here are some of the best available, ranging from beautifully basic to powerfully advanced.
You’ve probably heard of Quicken, given that the name has been around since the early 80s. Even then, it was known as one of the best tax software companies around. That says something about the strong product, which carries all of the basic functions you’ll need to manage your budget well.
Right away though, you might notice that the interface has become somewhat dated in comparison to the newer contenders out there. But one of Quicken’s praised features is the ability to download bank statements and have the records automatically categorized, which can drastically reduce the time it takes to input your information, so you can spend more time making sense of it. Sadly, the Mac version is somewhat limited when it comes to advanced features, unless you splash out for the Home and Business edition.
MoneyDance is very similar to Quicken in terms of its basic features, including the ability to create a budget with notifications for bills and invoices. It also allows you to make your own charts and graphs to monitor spending habits over time, which can be seen on the homepage for a quick glance of your activity. Out-of-the-box integrations with online banking services also make it easy to send payments.
Unlike Quicken, Moneydance has some more advanced features including an investment monitor, which tracks your investments and their fluctuations — a useful addition, although best for the intermediate to advanced user. The app also has a developer API system in place to allow extended functions, mostly good for power users. Importantly, security is not an issue, as Moneydance utilizes end-to-end encryption for your data to give you that extra peace of mind.
You Need A Budget, also known as YNAB, is budget tracking software that runs on both Windows and Mac via web — saving automatically to the cloud, which is a bonus for multi-platform users. It also features native apps for iOS and Android, so you can literally tackle your budget from anywhere.
The app itself follows a simple design language, which is perfect for beginners, but if you find yourself needing help you can sign up for a personal instructor. Batch rename files mac app. YNAB doesn’t let you slack at all, and if you start to stray from your budget, the app will raise a red flag through it’s built-in Accountability Partner.
Although YNAB doesn’t support the ability to download and automatically categorize records from bank statements, it could be argued that entering them manually helps the user pay more attention to where their spending is going. Still, it’s a more time-consuming process that might be problematic for users processing hundreds or more records each month.
MoneyWiz stays true to its name — a comprehensive budget software and investment tracker that’s packed full with over 400 useful features. View your financial situation quickly by browsing accounts, groups, or searching for individual records. Speaking of records, you can enter them manually or have them automatically sync with leading banks, cryptocurrency exchanges, and financial services for an accurate real-time understanding of your accounts.
With all of this data in hand, MoneyWiz can prepare and export over 50 reports to help you gain deeper insights into your finances. Your data could be accessed from its cloud-based app or straight from the native software for Mac. All in all, MoneyWiz is extremely powerful: accessible for beginners and interesting for the most advanced users.
Receipts is yet another money management software for Mac, and is specifically well-known for its clever handling of invoicing. Using Optical Character Recognition (OCR) technology, Receipts automatically reads and translates important information about your bills, such as amount, date, currency, and more (even if the text is in another language).
Besides, Receipts can issue payments for invoices directly using third-party providers, such as iFinance and BankX. The OCR technology alone makes it a strong contender against other more simple online budgeting tools. Not least, Mac users will be glad to see how this application was designed to look and feel like a macOS product. Using a familiar user interface could make life a little easier after all.
Between the five options above, you have a strong starting point for your budgeting tools depending on your experience. Remember that importing is one of the key features to look for in budget programs. Still, in order to find the best fit you might need to try a couple of different options.
Thankfully, both MoneyWiz and Receipts have a free 7-day trial that you can take advantage of by heading over to Setapp, an app subscription service for Mac that gives you access to over 150 macOS apps, including all the necessary budget tools. Getting MoneyWiz and Receipts at once? You won’t be disappointed.